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Luke Chamberlin| NMLS# 12469
Senior Loan Officer

Blog Articles

ITIN Loans: How to Own a Home Without a Social Security Number

ITIN Loans: How to Own a Home Without a Social Security Number

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For borrowers without a social security number, finding suitable loan options can be incredibly difficult.

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Yes, You Can Use Your 401k/IRA to Purchase a Property

Yes, You Can Use Your 401k/IRA to Purchase a Property

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Purchasing a home is a major milestone, and one of the greatest obstacles to achieving this financial goal is

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Vacation Safety Tips for Your Home

Vacation Safety Tips for Your Home

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A home is broken into every 15 seconds in the United States, with most burglaries occurring between June and

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Can You Cancel Your PMI Faster if Your Home Value Increases?

Can You Cancel Your PMI Faster if Your Home Value Increases?

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Home prices increased nationwide by 5.3% from Spring 2023 to Spring 2024, and a staggering 54% since 2019,

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Debt Detox: How Refinancing Can Rescue You From High-Interest Debt

Debt Detox: How Refinancing Can Rescue You From High-Interest Debt

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America’s total credit card balance reached a staggering $1.079 trillion in the third quarter of 2023,

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3 Reasons to Consider Purchasing a Home for Your College Student

3 Reasons to Consider Purchasing a Home for Your College Student

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Buying a home in a college town requires careful consideration, but it can be a viable strategy to reduce college-related expenses, ensure your student has a safe and comfortable living environment, and potentially earn rental income.

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Important Steps to Take When Your Child Turns 18

Important Steps to Take When Your Child Turns 18

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Your child’s 18th birthday is an exciting milestone in their life. Not only is he or she a legal adult

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Why Sellers Should Continue Paying Buyers Agent’s Commission in 2024

Why Sellers Should Continue Paying Buyers Agent’s Commission in 2024

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It has long been customary for sellers to cover the commissions for both their own agents and the buyers'

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Why 90% of Homebuyers Have Historically Opted To Work With a Real Estate Agent or Broker

Why 90% of Homebuyers Have Historically Opted To Work With a Real Estate Agent or Broker

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According to NAR, 90% of homebuyers have historically opted to work with a real estate agent or

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NJ Lenders Corp. Empowers Buyers With Down Payment Assistance Programs

NJ Lenders Corp. Empowers Buyers With Down Payment Assistance Programs

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navigate available mortgage assistance programs, determine your eligibility for those programs, and empower you with the knowledge needed to make informed decisions.

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NJ Lenders Corp. Offers Buyers a Competitive Credit Approval Program with Home Buyer’s Edge

NJ Lenders Corp. Offers Buyers a Competitive Credit Approval Program with Home Buyer’s Edge

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The underwriters at NJ Lenders Corp. will meticulously verify your income, assets, and credit, furnishing you with a fully-vetted credit approval, contingent upon an appraisal.

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NJ Lenders Corp. Upholds “Customer for Life” Philosophy, Benefits of Reverse Mortgages

NJ Lenders Corp. Upholds “Customer for Life” Philosophy, Benefits of Reverse Mortgages

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Retirement planning is not one-size-fits-all, and NJ Lenders Corp. recognizes the importance of tailoring financial solutions to individual needs. A reverse mortgage could be a valuable addition to a holistic retirement plan.

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NJ Lenders Corp. Unveils Value Assurance Program, Assisting Over 1,000 Families in 2024

NJ Lenders Corp. Unveils Value Assurance Program, Assisting Over 1,000 Families in 2024

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From competing against cash buyers to grappling with appraisal contingencies, the path to homeownership can

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79% of Current Sellers Wish They Had Listed Their Home Sooner

79% of Current Sellers Wish They Had Listed Their Home Sooner

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Despite the odds, the spring housing market is in full swing, and a new survey from Realtor.com reveals two

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Self-Employed Borrowers Who Filed for a Tax Extension: Make Sure You Still Qualify!

Self-Employed Borrowers Who Filed for a Tax Extension: Make Sure You Still Qualify!

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Entrepreneurs, freelancers, and independent contractors enjoy the freedom to manage their work; however, when

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